Tuesday, 6 December 2016

Same Day ACH - Faster Payments Rules



Speaker: Donna K. Olheiser - VP of Education at Dynamic Mastership
Date: December 8th Thursday
Time: 01:00 PM EST | 10:00 AM PST
Duration: 90 Minutes
Product Code: 300142
Level: Intermediate

This program is valid for 1.5 PDCs for the SHRM-CPSM or SHRM-SCPSM

Key Take Away

Get details on what just happened with the adoption of the new Same Day ACH Rule and what it will do for the ACH payments network and identify the impact on financial institutions (ODFIs and RDFIs), including their originators.

Overview

Earlier this year, on May 19, 2015, the Electronic Payments Association (NACHA rules) approved Same Day ACH transactions which will enable the faster movements of payments by enabling same day settlement for virtually any ACH payments network.

With this new Rule, two new same day settlement windows will be added to the network, increasing funds movement to three times each day. The rule will enable Originators that desire same-day processing the option to send same-day ACH transactions to account at any RDFI. For Receiving Institutions (RDFI), the Rule will require them to receive same day transactions and give faster funds availability to their account holders. 

In this 90-minute information-filled webinar you will learn how this new Rule will allow financial institutions and businesses to acclimate to a faster processing environment, as well as to ease the implementation effort; these new capabilities will become effective over three phases beginning in September 2016 and ending in March 2018.

Why Should You Attend

        Describe what just happened with the adoption of this new Rule and what will it do for the ACH Payments Network

        Identify the impacts on financial institutions (ODFIs and RDFIs), including their Originators

        List details on the three phases of implementation beginning September 2016 and completing in March 2018

        Define the two new clearing windows are for Same Day ACH transactions offered by the ACH Operators and what this means to ACH payments using examples and scenarios

        Outline the methodology of calculating the Same Day Entry Fee being charged to the ODFI and provided to the RDFI to help recover fees associated with enabling and supporting Same Day ACH

        Establish guidelines for preparation of the new Same Day ACH Rule

        Determine “next steps” in preparing for Phase 1 – which begins September 2016

Areas Covered In This Webinar

        How the new Rule varies slightly from the original RFC (Request For Comment)

        Dates for each phase in the implementation process and what is happening

        10 primary use cases for Same Day ACH

        What types of ACH payments are NOT part of the Same Day ACH payments

        How Same Day ACH is “optional” for use by Originator and ODFI; but “mandatory” receipt of these entries for RDFI


Learning Objectives

        Impacts on the ODFI and Originator including the optional Same Day indicator for use only by these parties

        Procedure change suggestions for the ODFI to handle the Originators who do not want to use the Same Day service

        Impacts on the RDFI with discussion on changes for the receipt and processing of ACH file in new environment

        Details on how credit funds availability rules are changing for the RDFI and what does this mean to your financial institution during each phase of the implementation


Who Will Benefit

        Financial Institution Executives and Professionals

        Banking Operations Managers and Staff

        Compliance and Risk Professionals

        Treasury Management Professionals

        AAP’s (Accredited ACH Professionals)

        Payroll Processors

        Company / Business Owners (Originators)

        Banking Managers/ Supervisors

        Third-Party Service Providers and Third-Party Senders

        Audit and Compliance Personnel / Risk Managers

Speakers Profile

Donna K Olheiser, AAP, is the Vice President of Education Services and founder for Dynamic Mastership, LLC. She is an enthusiastic and energetic Certified Master Trainer with over 14 years’ experience. She has designed and facilitated over 150 training sessions each year with her expertise being the Rules for companies and financial institutions when processing electronic (specifically ACH) payments, then scheduling the events to facilitate/deliver the material through a variety of venues (webinars, tele-seminars, in-person workshops, including regional and national conferences).

Donna is also an experienced Project Manager managing education programs for organizations processing electronic payments and developing personalized training programs for financial institutions. Donna has over 23 years of experience in the financial services industry which includes 9 years’ experience as the Education Service Director at a Regional Payments Association (RPA), where she managed and facilitated the entire Education program for nearly 800 financial institution members.

Prior to that, Donna spent 14 years in various departments with the Federal Reserve Bank of Minneapolis and also holds the Accredited ACH Professional (AAP) designation (achieved in 2004).

Donna’s extensive knowledge, enthusiasm and passion for transferring payment processing knowledge using the adult learning theory is remarkable and has helped many payment professionals perform daily operational tasks including exception processing while remaining compliant with the NACHA Operating Rules. She uses scenarios and examples to bring the learning home, easy to comprehend and apply to real-life day-to-day ACH processing.

Donna’s ability to engage the learner through the entire training event helps the adult learner apply what they’ve learned during and after each training session. If you have not attended a session with Donna, you should add at least one session to your “to-do list” in 2015, definitely worth your investment!




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